PRODUK KERJASAMA PADA BANK SYARIAH (MUDHARABAH, MUSYARAKAH, MUZARA’AH DAN MUSAQAH)

Abstract

In today's Islamic banking practice, there is a known collaboration product offered as a form of investment banking to the real sector. These products are known as mudharabah, musyarakah, muzara'ah and musaqah which in general can be categorized into two forms of cooperation, namely cooperation in the business sector and capital and cooperation in the agricultural sector. The two categories of cooperation operate on the principle of profit sharing in accordance with the Sharia principles formulated by the jurists. However, in line with the times, efforts to develop the existing application of cooperation theory are a necessity while remaining based on the principles and values ??of the cooperation agreement theory outlined by previous scholars, in addition to being aimed at expanding the Islamic Banking product itself which is in line development of community economic progress